Accompanying insurance agents sometimes bring discomfort. Not a few who equate the same insurance agent salesmen. Bring a brochure, lots of talent, and stock promises sweet if 'jualan' is the best product. It can not be blamed anyway. The essence of the health insurance agent is indeed selling insurance products. The target is to get as many customers as possible. Some offer sympathetically, unfortunately there is also a combination of spice-intimidatif. Regardless of the plus minus, still the presence of insurance agents is still needed. They are the bridge between the customer and the insurance company. Every product purchase, inevitably through an insurance agent. As a result, choose an insurance agent that fits so homework apart.
Understandably, buying insurance is not like buying hotcakes. It concerns financial and long-term affairs. Not to mention the money spent a little baseball. Many factors must be considered before determining the insurance agent. Think of it like looking for a life partner. There are criteria that must be met first. Want to know what it is? 1.Have a license A professional insurance agent must have an official license issued by the Association of Indonesian Life Insurance (AAJI). License is like a magic letter indicating the insurance agent is equipped with knowledge, training, and explanation of products sold. Read: HOW IMPORTANT HEALTH INSURANCE
life insurance policy What is the meaning of money if you do not keep your health? Additionally, the insurance agent of course also has gained an understanding about the ethics of communicating with potential customers. 2. Already have an health insurance policy that is sold How prospective customers want to trust the insurance offered if its own insurance agent does not have. Next, how did he understand the same product if not 'feel' own benefits. So, insurance agents are sure to have a product already sold. That way, he can share his experience about the product. It would be funny if he offered insurance products but he did not own them. 3. High-flying hours of high flying hours is not solely fixed on the old or not the insurance agent melakoni his profession. But measure from how many customers are successful digaetnya. In addition, he also minimal get komplein from customers. This can indicate the insurance agent is reliable enough and can be trusted if in the future take care of claims from customers.
Even so remains critical because insurance agents that have many customers sometimes make the attention to one customer less than the maximum. 4. Understand the products offered The insurance agent ideally is the 'omniscient' about health insurance. From A to Z, he can elaborate well. In addition, the explanation also does not dwell on insurance benefits, but also give consideration to prospective customers. Primarily around risk. intention to be frugal Sure hell from the office already dapet health insurance, but there is no harm in having back-up Insurance agent not merely 'selling'. He should be able to give new knowledge about insurance and risk of prospective customers. The ultimate goal of the health insurance agent's explanation is not merely the purchase of the product.
For those with integrity, he or she can admit that the product does not match the profile of the prospective customer. Once the agent's explanation is confusing, it is enough to turn to another agent. 5. Not a busy person Insurance agent is the spearhead of the insurance company. It is through communication between the insurance company and the customer. So, an insurance agent should be an easily accessible person anytime. Especially the name of the unfortunate could never be known when it happened. Not just easy to contact, but also quickly respond. Speed of response is part of a good insurance agent service. 6. Understand financial planning It is not absolute, but ideally an insurance agent understand the world of financial planning. It should be noted that the products it sells are part of financial planning. Customers can get clear input if the health insurance becomes a strategy to achieve financial goals. That goal can be realized without fear of being disturbed in the event of a disaster that causes financial loss.
On the other hand, he will also help calculate the amount of premium so as not to disturb the financial cash flow of prospective customers. during a job interview Already know the expensive cost of medical treatment today? 7. No transactional Soon look for another insurance agent when his attitude is more transactional. That is, the approach is done solely for the product purchased. Instead, choose an insurance agent that can be a chum. However, the relationship with an insurance agent is long-term. Insurance agents who become close friends will make customers comfortable and reliable. 8. Create an auditor insurance agent Customer has full independence choose an insurance agent. it would be good to audition an insurance agent. Create a schedule and invite several insurance agents. From there it will be easy to compare the competence, knowledge, and how good the insurance agent is. That is a number of considerations in choosing an health insurance agent. Basically, the insurance agent must be a solve problem to its customers. Not the opposite, even a new problem if the customer wants to make a claim.